Florida is a boating paradise with the second largest coastline in the country and countless lakes and rivers throughout the state. Having a vast amount of water throughout the state means boaters have a lot of opportunities to enjoy the sun but it also means a greater chance of accidents. Therefore, boat insurance is necessary for any craft, either commercial or recreational. Unfortunately, it is our experience insurance companies aren’t always willing to pay you exactly what your craft is worth in order to get it fully repaired or replaced when you sustain damages.
Types of Boating Claims?
Boat insurance is similar to car insurance. An adequate boat insurance policy should include coverage for your liability while out on the water, any damage your boat sustains, and any injuries that may occur while using your boat.
Like most claims, boat insurers may differ in their opinions of repair; therefore, knowing your rights under your policy and the law is essential to ensuring you get the recovery you deserve for your claim.
Middagh Law, P.L.L.C. has experience in these unique claims and we have seen the many tactics used by insurance carriers when attempting to deny, delay or underpay boating claims. If you have a boating claim and you would like to discuss your policy and options with an attorney, feel free to contact us to schedule a free initial consultation by calling (786) 362-6252 or by emailing richard@middaghlaw.com.
